Any credit union or credit union service organization in the United States may open a Membership Capital Account (MCA) at Southwest Corporate Federal Credit Union.

Virtually all of the products and services provided to credit unions by Southwest Corporate are built upon the foundation that the MCA provides. Establishing an MCA with Southwest Corporate provides your credit union:

• Access to the Cash Management Fund - a market competitive-paying settlement account.
• Competitive pricing on the wide array of products and services that Southwest Corporate provides to credit unions.

An MCA is established when a credit union deposits one percent (1.0 %) of its total assets, up to $1,000,000, as reported in its previous year-end NCUA 5300 Call Report. These deposited funds are not considered to be "shares" or "member accounts" in the traditional sense, and as such, they are not insured by the National Credit Union Share Insurance Fund (NCUSIF).

Learn More: MCA Q&A

To open an MCA for your credit union, contact an Account Executive at 800.442.5763.